Having in mind your individual needs in obtaining a mortgage, we co-operate with only exprienced specialists and bank consultants:

• Alex T. Great Doradcy Finansowi

We encourage you to use a loan calculator. Precise information about the mortgage, you will get from our advisors.

We also co-work with banks : Multibank, Millenium, Nordea Bank Polska S.A.,

Polbank, Raifeissen Bank Polska S.A., PKO BP, Deutsche Bank, GE Money Bank

Payments can be made once or in installments which are proposed below:

• I installment 10% on signing the agreement
• II installment 20% within 30 days after the conclusion of the contract
• III installment 30% at an interval of three months
• IV installment 15% at an interval of three months
• V installment 15% at an interval of three months
• VI installment 10% on transfer of housing to the buyer

Reservations

Booking of apartments before signing a contract:   

• Before signing the agreement can be reserved for selected housing by making a deposit of 2000 zł.
  This above amount, in the case of signing the contract, shall be offset against the first installment..

Conditions for payments of program "Rodzina na Swoim":

• usable floor space may not exceed 70m² - and single family house 140 m²,
• dwelling, detached house or a residential building must be located on Polish territory,
• purchase price of construction 1m2 of dwelling may not exceed the average conversion rate of the replacement cost
  of 1m2 of usable floor space of residential buildings, in force for the province or provincial capital. These indicators are
  published on the website of the BGK.

Funding:

• purchase of which is under construction or an existing house or flat,
• purchasing cooperative ownership right to a dwelling or single family house,
• cover the cost of building single-family dwelling, built by the cooperative housing,
• contribution to a cooperative residential building,
• construction of single-family house,
• superstructure, reconstruction or expansion of a residential building
• adaptation of the building or premises for other purposes for residential purposes, in order to obtain
  a dwelling constituting a separate property.

Objectives can not be combined.

Credit is for:

marriages and children of single parents:

• minor,
• child, regardless of his age, for who is taken care allowance
• a child learning to the age of 25 years.

Customer can apply for the credit if:

• is not a party to an agreement or preferential loan,
• can not be the owner or co-owner of a house or flat ,
• entitled to a co-operative tenant the right to housing or housing tenant,
• provided a commitment to: surrender of the premises or terminate membership in a cooperative housing, in the
  case of lease - lease termination and empty apartment, within six months from the date of obtaining ownership
  of property / single house or cooperative ownership right to the home or accession to the use of home - built .

Advantages

• possibility to obtain a cheaper home loan - reducing the burden on familty budget,
• during the first 8 years reduced the interest payment - thanks to subsidies from the State Budget
• long - term credit - up to 30 years,
• possibility to finance up to 100% of investment costs,
• low costs and provide loan servicing,
• repayment in equal to or descending installments,
• fast credit decision.